--- title: Portland Commercial Umbrella Insurance | Chamberlain Insurance Agency in Portland, Oregon description: Commercial umbrella insurance protects your assets by going above and beyond your other policies. Chamberlain Insurance Agency offers commercial and business insurance. Serving Portland and all of Oregon. --- # Commercial Umbrella Insurance ## from Chamberlain Insurance * * * ## Commercial Umbrella Insurance A commercial umbrella policy protects you when a catastrophe results in losses that exceed your basic liability coverage. In some cases, it can even broaden your protection. For businesses with above-average risk exposure (high loss potential, high-profile, a global presence, etc.), higher coverage limits may be necessary. In those cases, excess liability coverage can provide extra coverage above and beyond an umbrella policy. Examples where a commercial umbrella policy might be needed can include: - A customer falls down in your office, severely injuring themselves in the process. The costs of the injuries exceed the coverage of your general liability policy. - An advertisement your business placed is deemed misleading, and subject to a class-action lawsuit that exceeds your primary business liability. - An employee is injured while operating a piece of heavy equipment on the job. They sue the equipment manufacturer, who in turn sues you for an amount that exceeds your business liability coverage. If you’re not sure about whether you need umbrella insurance, we can help. [Contact us](/contact) today to speak to our professionals and find out whether umbrella insurance is right for your business. * * * ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/business-insurance/commercial-umbrella-insurance/quote) ## Insurance Partners [Acuity — Allstate — Branch — Builders & Tradesmens — CNA Surety — Foremost Insurance — GEICO — Hippo — Liberty Mutual Business — Liberty Mutual Personal — Markel — National General Insurance — Openly — Progressive — RLI — Stillwater Insurance Group — Travelers](/insurance-companies) ## Start Your Commercial Umbrella Insurance Quote Chamberlain Insurance strives to offer you quality insurance coverage, a high level of professional service and a long-term relationship. As independent insurance agents in Portland, we’ll research rates and coverage from top insurance companies to find the best insurance rates and insurance plans for you. We do the insurance shopping and comparing for you to save you time and money on your commercial umbrella insurance. * * * ### Want to talk to an agent first? **Call us - we love talking about insurance!** [Contact Our Office](/contact) [Staff Directory](/staff-directory) (A form appears here on the HTML version of this page.) ## From Our Blog [View More Articles](/blog) [**How to Protect Your Home During a Power Outage** — Power outages can happen with little or no warning and may last anywhere from a few minutes to several hours or longer. While most outages are temporary inconveniences, they can also create risks for appliances, electronics, food, plumbing, and other parts of your home. — A little preparation can… — Aug 4](/blog/2026/how-to-protect-your-home-during-a-power-outage) [**How Smart Home Technology Can Help Detect Problems Early** — Smart home technology is often associated with security cameras and smart locks, but many of today's most useful devices are designed to help homeowners identify potential problems before they become major repairs. — From water leaks to temperature fluctuations, smart home tools can provide early… — Jul 7](/blog/2026/how-smart-home-technology-can-help-detect-problems-early) [**Factors That Impact Your Car’s Resale Value** — A vehicle is one of the larger purchases most people make, and its value changes over time. While some depreciation is expected, certain factors can influence how much your car is worth when it comes time to sell or trade it in. — Understanding what affects resale value can help you make informed… — Apr 6](/blog/2026/factors-that-impact-your-car-s-resale-value) ```json {"@context":"https://schema.org","@graph":[{"@type":"Service","@id":"https://www.chamberlaininsurance.com/business-insurance/commercial-umbrella#service","url":"https://www.chamberlaininsurance.com/business-insurance/commercial-umbrella","name":"Commercial Umbrella Insurance","serviceType":"Commercial Umbrella Insurance","description":"Commercial Umbrella Insurance quotes from multiple insurance companies in Oregon, Oregon, Washington, Idaho, and Arizona.","provider":{"@id":"https://www.chamberlaininsurance.com/#organization"},"areaServed":[{"@type":"State","name":"Oregon"},{"@type":"City","name":"Portland","address":{"@type":"PostalAddress","addressLocality":"Portland","addressRegion":"Oregon"}},{"@type":"State","name":"Oregon"},{"@type":"State","name":"Washington"},{"@type":"State","name":"Idaho"},{"@type":"State","name":"Arizona"}],"image":{"@type":"ImageObject","@id":"https://www.chamberlaininsurance.com/business-insurance/commercial-umbrella#image","url":"https://webtricity-assets-1.wbtcdn.com/images/s/john-kakuk-iwx30agxo8e-unsplash-1170x780.b2b3151e9c362910b6e6ebf9769c723698f9ae0c662ccda08bcc21386daee3aa.jpg","width":1170,"height":780}},{"@type":"Organization","@id":"https://www.chamberlaininsurance.com/#organization","url":"https://www.chamberlaininsurance.com/","name":"Chamberlain Insurance"},{"@type":"WebPage","@id":"https://www.chamberlaininsurance.com/#webpage","url":"https://www.chamberlaininsurance.com/","name":"Portland Commercial Umbrella Insurance | Chamberlain Insurance Agency in Portland, Oregon","description":"Commercial umbrella insurance protects your assets by going above and beyond your other policies. 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